Herald Legals 2/2/2023

Posted
NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 31, 2020

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,098.00

MORTGAGOR(S): David E Ziebarth, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Prosperity Home Mortgage, LLC, its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 10, 2020 Stearns County Recorder

Document Number: A1566432

ASSIGNMENTS OF MORTGAGE:

And assigned to: U.S. Bank National Association

Dated: October 5, 2020

Recorded: October 6, 2020 Stearns County Recorder

Document Number: A1582216

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1000830-1002271352-0

Lender/Broker/Mortgage Originator: Prosperity Home Mortgage, LLC

Residential Mortgage Servicer: U.S. Bank National Association

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 1751 W Saint Germain St, Saint Cloud, MN 56301

Tax Parcel ID Number: 82.47657.0000

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, John`s Re-arrangement of Lots 14, 15, 16 and 17, Block 1, Barritts Addition to the City of St. Cloud, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $104,934.65

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 21, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 21, 2023, or the next business day if August 21, 2023 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: December 22, 2022

MORTGAGEE: U.S. Bank National Association 

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052132-F1

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NOTICE OF MORTGAGE FORECLOSURE SALE 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the mortgage dated October 17, 2016, executed by Jay H. Seguin, an unmarried man, as mortgagor, to Mortgage Electronic Registration Systems, Inc., a corporation, MIN 1012742-0000050450-7, as nominee and mortgagee for HomeServices Lending, LLC d/b/a Edina Realty Mortgage, through loan originator Kevin Kildahl, NMLS ID 1236759, recorded in the office of the County Recorder of Stearns County, Minnesota, on October 26, 2016, as Document No. A1480672, which mortgage conveyed and mortgaged the following described property, situated in the County of Stearns and State of Minnesota, which property has a street address of 144 30th Avenue North, St. Cloud, Minnesota 56303, property identification number 82.50381.0000, which mortgage was assigned to Vanderbilt Mortgage and Finance, Inc., by Assignment of Mortgage dated December 7, 2022, and recorded December 19, 2022 as Document No. A1646231:

Lot Twenty-eight (28), Block One (1), Roosevelt Place, according to the plat and survey thereof on file and of record in the office of the County Recorder in and for Stearns County, Minnesota 

That the original principal amount secured by said mortgage was $92,646.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding to recover the debt remaining secured by said mortgage is pending, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $88,054.03 in principal and interest.

That as a result of the aforesaid default, and by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Stearns County, Minnesota, at the Sheriff’s office in the Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota, on February 14, 2023, at 10:00 o’clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys’ fees as allowed by law, in accordance with the provisions of said mortgage.  The time allowed by law for redemption by the mortgagor, his personal representatives or assigns, is six (6) months from the date of said sale.  

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE:  NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.   

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on August 14, 2023, unless the foreclosure is postponed pursuant to Minn. Stat. §580.07, or the redemption period is reduced to five (5) weeks under Minn. Stat. §582.032.

THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED:  December 28, 2022 Vanderbilt Mortgage and Finance, Inc.,

FOLEY & MANSFIELD, P.L.L.P. assignee of Mortgagee

By: Sean C. Mansfield 

Atty. No. 0400374

Attorneys for Mortgagee

250 Marquette Avenue, Suite 1200

Minneapolis, Minnesota  55401

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CERTIFICATE OF AMENDMENT TO 

ASSUMED NAME

Minnesota Statutes ,Chapter 333

(1) List the exact name under which the business is or will be conducted: Neighborhood Realty.

(2) The address of the principal place of business is: 601 Sinclair Lewis Ave, Sauk Centre, MN 56378.

(3) List a Mailing Address if you cannot receive mail at the principal place of business address:___________.

(4) List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address: Crown Realtors, LLC, 625 Broadway Street, Alexandria, MN 56308.

(5) This certificate is an amendment of Certificate of Assumed Name File Number: 1360447800024

Originally filed on: 12/28/2022

(6) By typing my name, I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

/s/ Brandon Johnson, Chief Manager

01/05/2023

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Notice Aeration System

An Aeration System causing thin ice located on the northwest side of Sauk Lake in front of Saukinac Campground with thin ice/open water conditions until spring.

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NOTICE TO SAUK 

CENTRE TOWNSHIP 

RESIDENTS

The Sauk Centre Township Board will be holding the Board of Audit meeting for review of the 2022 Financial Report following the regular board meeting on Wednesday, February 8, 2023 at 8:30pm at Magnifi. Anyone interested is invited to attend.

Missy Schirmers, clerk

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NOTICE OF MORTGAGE FORECLOSURE SALE 

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: April 1, 2020

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,616.00

MORTGAGOR(S): Noraida Martinez Osorio, a single woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for American Mortgage & Equity Consultants, Inc., its successors and assigns

DATE AND PLACE OF RECORDING: 

Recorded: April 7, 2020 Stearns County Recorder

Document Number: A1566105

LOAN MODIFICATION:

Dated: February 24, 2022

Recorded: November 29, 2022

Document Number: A1645132

ASSIGNMENTS OF MORTGAGE:

And assigned to: PennyMac Loan Services, LLC 

Dated: December 6, 2022

Recorded: December 7, 2022 Stearns County Recorder

Document Number: A1645681

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 1008671-0000148579-4

Lender/Broker/Mortgage Originator: American Mortgage & Equity Consultants, Inc.

Residential Mortgage Servicer: PennyMac Loan Services, LLC

COUNTY IN WHICH PROPERTY IS LOCATED: Stearns

Property Address: 124 5th Ave SE, Saint Joseph, MN 56374

Tax Parcel ID Number: 84.53484.0000

LEGAL DESCRIPTION OF PROPERTY: Lot Four (4), Block Two (2), Eastern Park Addition, Stearns County, Minnesota

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $135,772.19

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 02, 2023 at 10:00 AM

PLACE OF SALE: County Sheriff`s office, Law Enforcement Center, 807 Courthouse Square, St. Cloud, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 30, 2023, or the next business day if August 30, 2023 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 6, 2023

MORTGAGEE: PennyMac Loan Services, LLC

Wilford, Geske & Cook, P.A.

Attorneys for Mortgagee

7616 Currell Boulevard, Suite 200

Woodbury, MN 55125

(651) 209-3300

File Number: 052219-F1

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